True CostTrue Cost
How to use
  1. See your personal inflation rate from your spending.
  2. Scan the category bars — “creep” flags what’s driving it.
  3. Paid adds ongoing creep alerts.
True Cost · your personal inflation

The price crept up. On you.

Your own inflation rate, from your actual spending — and the quiet creep.

Your inflation rate · past year
+11.7%
Groceries · creep+11%
Energy · creep+29%
Subscriptions · creep+26%
Transport +5%
Dining +3%

“Creep” flags the categories driving your rate.

Modeled estimate — production reads transactions via read-only Plaid (behind the Phase-2 gate), benchmarked against BLS category indexes. Seed data shown here.